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The Facts About Vacant/Rental Property Insurance

Vacant Property Insurance
Vacant home insurance is typically something you only need in specific situations in which a home you own will be empty for an extended period of time. Some of the situations that may require vacant home insurance include selling a home that you no longer live in because you’ve moved into a new property or performing extensive renovations or repairs on a home that make it temporarily inhabitable. You may also need vacant home insurance if you’re on active-duty military service or traveling for an extended period. Remember, though, for the home to be considered vacant, it typically means that it must be completely emptied of all personal belongings

                                                                                                               Vacant Property Questionnaire
                                                                                                                 
  click above for fillable form

Rental Property Insurance
Landlords renting out a residential property (house, vacation cottage, apartment) for the first time may assume that their homeowners insurance will cover all the costs in the case of a natural disaster, accident or other damaging events. That’s a rookie mistake. Chances are that your policy only covers owner-occupied homes. If you start renting out to someone else, the coverage no longer applies. .
                                                                                                              Rental Property Questionnaire
                                                                                                                 click above for fillable form